Bankruptcy Lawyer Toms River Straffi & Straffi Attorneys at Law

Can One Spouse File Bankruptcy?

When couples face financial hardship, the decision to file for bankruptcy often becomes a pivotal point in the journey toward financial recovery. A common question that arises is whether one spouse can file for bankruptcy without the other. Understanding the intricacies of bankruptcy laws is crucial to make an informed decision that will not only […]

What is a Judgment Lien?

A judgment lien in New Jersey is the legal claim or hold on a debtor’s property that is granted to a creditor when the creditor wins a lawsuit against the debtor and obtains a judgment. This lien ensures that the creditor may be able to collect the amount owed by eventually selling the attached property […]

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Located in Toms River, New Jersey, Straffi & Straffi Attorneys at Law is a law firm that has a primary focus on Bankruptcy law. Our mission is to provide legal support to individuals and families grappling with financial difficulties and help them move toward financial recovery.

What Happens To Debt When You Die?

process, especially when it comes to understanding the different types of debts involved and the responsibilities of the executor. In New Jersey, navigating this territory requires a clear understanding of state-specific laws and regulations. Seeking the guidance of a skilled New Jersey bankruptcy lawyer is paramount. Their knowledge of New Jersey’s laws can provide you […]

How Long After Filing Bankruptcy Can You Buy a House?

Filing for bankruptcy is a significant financial step that can leave individuals with numerous questions and concerns about their financial future. One common question that arises is, “How long after filing for bankruptcy can you buy a house?” The road to homeownership after bankruptcy may seem daunting, but with the right knowledge and strategies, it […]

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Call Top Rated Ocean County New Jersey Bankruptcy Attorney Straffi & Straffi (732) 341-3800 to schedule a consultation for a bankruptcy filing.

How Can I Stop a Wage Garnishment Immediately?

Wage garnishment is a legal procedure that allows a creditor to take a portion of an employee’s paycheck directly from their employer as a means to repay a debt. It is a court-ordered mechanism that is often the last resort for creditors when other collection methods have failed. Addressing a wage garnishment order can often […]

Bankruptcy lawyer Jackson Township - Straffi & Straffi Attorneys at Law - (732) 341-3800

Located close to Jackson Township, New Jersey is Straffi & Straffi Attorneys at Law, a firm dedicated to assisting clients as they navigate the bankruptcy process. Our skilled bankruptcy attorneys provide constructive advice and steadfast legal support to those dealing with financial struggles, aiding them in their pursuit of financial recovery. What needs to be done before filing for bankruptcy in New Jersey? Before filing for bankruptcy in New Jersey, you must attend a budget and credit counseling session offered by an approved agency. This can be done in person, over the phone, or online. You'll need to submit a certificate from the agency with your bankruptcy forms, among other requirements, showing that you've completed the counseling. Is it possible to own property after filing for bankruptcy? Yes, retaining ownership of exempt property and any assets acquired after the bankruptcy filing is possible. However, if you receive an inheritance, a property settlement, or life insurance benefits within 180 days of filing, these may be used to pay your debts, unless they are exempt. Can filing for bankruptcy damage my reputation? In most cases, bankruptcy is a personal financial decision. Information about your bankruptcy is available in court records, but only those conducting comprehensive background investigations will likely find it. It usually remains a private matter unless you decide to share it. Straffi & Straffi Attorneys at Law 670 Commons Way Suite I, Toms River, NJ 08755, United States (732) 341-3800 https://goo.gl/maps/jpRQNoB2ctQsFHiZ6 https://www.youtube.com/watch?v=zmlRnDlb2aU https://www.youtube.com/playlist?list=PLJ462SsTpvKQtm6-7ee8ZFVyiBkbtfvmb 39.96690269823174, -74.217967521451 https://brooklynseopro.blob.core.windows.net/newjersey/Jackson-Township/Bankruptcy-lawyer.html https://www.facebook.com/straffiandstraffi/ https://twitter.com/StraffiStraffi https://www.pinterest.com/StraffiLawNJ/straffi-straffi-attorneys-at-law/ https://soundcloud.com/straffi-straffi-attorneys/bankruptcy-lawyer-jackson-township-straffi-straffi-attorneys-at-law https://soundcloud.com/straffi-straffi-attorneys/sets/bankruptcy-lawyer-jackson https://lawyers.justia.com/lawyer/daniel-edward-straffi-jr-1051170 https://lawyers.justia.com/lawyer/daniel-straffi-1064213 https://www.martindale.com/attorney/daniel-straffi-jr-300546818/ Bankruptcy Divorce Emergency Bankruptcy Loan Modifications Debt Negotiations Chapter 7 Chapter 11 Bankruptcy attorney Divorce lawyer Bennetts Mills, NJ Cassville, NJ Prospertown, NJ Vista Center, NJ Jackson Mills, NJ Holmansville, NJ Hyson, NJ Leesville, NJ Maryland, NJ Van Hiseville, NJ Whitesville, NJ Open Hours: Monday to Friday, 8 AM to 5 PM

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What is an Emergency Bankruptcy Filing in New Jersey?

An emergency bankruptcy filing allows a debtor to quickly file a minimum amount of paperwork with the court to initiate the bankruptcy process. The debtor must then later supplement their filing with additional documentation within a set period, usually 14 days. This process significantly speeds up the time it takes to get a case filed, […]

How Long Does Bankruptcy Stay on Your Record?

Bankruptcy can feel like a financial lifeboat in tumultuous seas, offering individuals and businesses a chance to reset their fiscal foundations and navigate away from insurmountable debt. However, the repercussions of such a decision extend beyond immediate relief, significantly impacting one’s credit history and future borrowing capabilities. Understanding the duration of bankruptcy on your record […]

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Based in Toms River, New Jersey, Straffi & Straffi Attorneys at Law is a law firm primarily focused on Bankruptcy law. We are committed to providing legal advice to individuals and families dealing with financial challenges and assisting them towards financial recovery.

How Long Does It Take To File Bankruptcy in New Jersey?

Bankruptcy is a legal process that allows individuals or businesses to declare and resolve their inability to repay their debts. The bankruptcy process can be complex and is governed by both federal and state laws. In New Jersey, bankruptcy is meant to be an option to provide a fresh start for those who are facing […]

New Jersey chapter 13 lawyer - Straffi & Straffi Attorneys at Law - (732) 341-3800

Straffi & Straffi Attorneys at Law, located in New Jersey, is dedicated to delivering top-notch legal services, with a strong emphasis on bankruptcy and related fields, guiding clients through difficult legal situations. What does the completion of a Chapter 13 bankruptcy mean? When a Chapter 13 bankruptcy process is completed, the debtor is absolved from all debts specified in the plan, with a few exceptions. Hence, creditors cannot start or continue any legal proceedings to collect the discharged debts. Can a Chapter 13 bankruptcy be settled early in New Jersey? A Chapter 13 case usually includes a repayment plan to be completed in a span of 36 to 60 months. After payments, a discharge order is entered, eliminating certain debt balances. It is indeed possible to settle a Chapter 13 case early by finishing repayment and getting a discharge. How long does a Chapter 13 bankruptcy linger on your financial record? A Chapter 13 bankruptcy is typically visible on your credit report for seven years from the filing date, after which it is automatically removed. Straffi & Straffi Attorneys at Law 670 Commons Way Suite I, Toms River, NJ 08755, United States (732) 341-3800 https://goo.gl/maps/jpRQNoB2ctQsFHiZ6 https://www.youtube.com/watch?v=rjj971MasLA https://www.youtube.com/playlist?list=PLJ462SsTpvKSVIMxQFQoLcruJO7N6c0sb 39.96690269823174, -74.217967521451 https://www.straffilaw.com/new-jersey-chapter-13-lawyer/ https://www.facebook.com/straffiandstraffi/ https://twitter.com/StraffiStraffi https://www.pinterest.com/StraffiLawNJ/straffi-straffi-attorneys-at-law/ https://soundcloud.com/straffi-straffi-attorneys/new-jersey-chapter-13-lawyer-straffi-straffi-attorneys-at-law https://soundcloud.com/straffi-straffi-attorneys/sets/new-jersey-chapter-13-lawyer https://www.avvo.com/attorneys/08755-nj-daniel-straffi-567560.html http://www.avvo.com/attorneys/nj-daniel-straffi-1595737.html https://lawyers.justia.com/lawyer/daniel-edward-straffi-jr-1051170 https://lawyers.justia.com/lawyer/daniel-straffi-1064213 https://www.martindale.com/attorney/daniel-straffi-jr-300546818/ https://www.martindale.com/attorney/daniel-straffi-sr-1124584/ Bankruptcy Divorce Emergency Bankruptcy Loan Modifications Debt Negotiations Chapter 7 Chapter 11 Newark, NJ Jersey City, NJ Paterson, NJ Woodbridge Township, NJ Toms River, NJ Clifton, NJ Trenton, NJ Cherry Hill, NJ Passaic, NJ Old Bridge, NJ Bayonne, NJ East Orange, NJ North Bergen, NJ Vineland, NJ Jackson Township, NJ Piscataway, NJ Hoboken, NJ West New York, NJ Parsippany-Troy Hills, NJ Howell Township, NJ

Bankruptcy Lawyer Toms - River Straffi & Straffi Attorneys at Law - (732) 341-3800 - Bankruptcy Lawyer Toms River Straffi & Straffi Attorneys at Law

Established in Toms River, New Jersey, Straffi & Straffi Attorneys at Law is a law firm with a key focus on Bankruptcy law. We work hard to offer quality legal guidance to those in financial distress and help them navigate their way to financial recovery.

Bankruptcy Lawyer Toms River - Straffi & Straffi Attorneys at Law - (732) 341-3800

Situated in Toms River, NJ, Straffi & Straffi Attorneys at Law is an experienced Bankruptcy legal firm devoted to providing considerate and effective legal help. We strive to help our clients navigate their unique legal situations with confidence. What's the typical duration of a bankruptcy process in NJ? A Chapter 7 liquidation bankruptcy in New Jersey can typically be completed in four to six months. After completion, dischargeable debts are erased, leaving no repayment obligations. A Chapter 13 bankruptcy generally lasts between 3 to 5 years, or until the completion of the repayment plan. How often can you file for bankruptcy in New Jersey? A: Chapter 7 bankruptcy can be filed every 8 years in New Jersey. Chapter 13 can be filed multiple times based on individual circumstances or as soon as the previous repayment plan has been fulfilled, and can also be filed four years after a Chapter 7. How does bankruptcy affect your credit score? Bankruptcy can dramatically lower your credit score. A person with a 680 score might lose between 130 and 150 points, while a score of 780 could drop by 200 to 240 points. Straffi & Straffi Attorneys at Law 670 Commons Way Suite I, Toms River, NJ 08755, United States (732) 341-3800 https://goo.gl/maps/jpRQNoB2ctQsFHiZ6 https://www.youtube.com/watch?v=Sye7qCe9Hpk https://www.youtube.com/playlist?list=PLJ462SsTpvKSCJsFHWHai1MPdMuuh32iO https://www.straffilaw.com/ https://www.facebook.com/straffiandstraffi/ https://twitter.com/StraffiStraffi https://www.pinterest.com/StraffiLawNJ/straffi-straffi-attorneys-at-law/ https://soundcloud.com/straffi-straffi-attorneys/bankruptcy-lawyer-toms-river-straffi-straffi-attorneys-at-law https://soundcloud.com/straffi-straffi-attorneys/sets/bankruptcy-lawyer-toms-river https://lawyers.findlaw.com/profile/view/1402084_1 https://lawyers.findlaw.com/profile/view/3264920_1?refPageViewId=7e5b57638731403f https://www.lawyers.com/toms-river/new-jersey/daniel-straffi-jr-300546818-a/ https://www.lawyers.com/toms-river/new-jersey/daniel-straffi-sr-1124584-a/ https://www.avvo.com/attorneys/08755-nj-daniel-straffi-567560.html https://www.avvo.com/attorneys/nj-daniel-straffi-1595737.html Bankruptcy Divorce Emergency Bankruptcy Loan Modifications Debt Negotiations Chapter 7 Chapter 11 Bankruptcy attorney Divorce lawyer Family law attorney Downtown Toms River East Dover North Dover West Dover Dover Beaches North Dover Beaches South Gilford Park North Beach Ortley Beach Silverton Toms River CDP (Census Designated Place)

How Much Equity Can I Have in My Home and Still File for Chapter 7 Bankruptcy in New Jersey?

Understanding the specific laws and exemptions can be crucial in protecting your assets when filing for a Chapter 7 bankruptcy. In New Jersey, one of the most significant concerns for many individuals is retaining ownership of their home during the bankruptcy process. Fortunately, by familiarizing yourself with the Chapter 7 laws in New Jersey and […]

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Based in Toms River, New Jersey, Straffi & Straffi Attorneys at Law is a law firm with an emphasis on Bankruptcy law. Our goal is to provide top-rated legal counsel to individuals and families undergoing financial hardship and assist them on their journey to financial recovery.

How Often Can You File for Bankruptcy in New Jersey?

When faced with mounting debt and financial challenges, it’s essential to have accurate information about the frequency of bankruptcy filings. This knowledge allows individuals to make informed decisions about their financial future and explore the best course of action to address their debt burdens. If you find yourself considering bankruptcy as a solution to your […]

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Operating out of Toms River, New Jersey, Straffi & Straffi Attorneys at Law is a law firm that concentrates on Bankruptcy law. Our aim is to offer legal support to individuals and families facing financial difficulties, helping them move towards financial recovery.

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Located in Toms River, New Jersey, Straffi & Straffi Attorneys at Law is a law firm with a distinct focus on Bankruptcy law. Our purpose is to provide legal assistance to individuals and families struggling financially, guiding them on their journey to financial recovery.